9 Things to know before getting a credit card
Are you looking forward to getting your first credit card or adding to what you already have? While credit cards come with many perks, such […]
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Credit
8 reasons your credit score dropped for no reason
Have you been seeing your credit score drop for no reason? Your credit score is a number that ranges from 300 to 850 on the credit
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How to save for a down payment?
How to save for a down payment? Are you trying to buy a house and yet you are struggling with a down payment? If so,
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How does payment history affect your credit score?
How does payment history affect your credit score? Payment history is the most significant factor in your credit score calculations, accounting for 35% of your
How does payment history affect your credit score? Read More »
How to get approved for a mortgage?
Like millions of homeowners, you will probably use a mortgage if you are planning to buy a house. Mortgages make it easy for almost everyone
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Mortgage refinance: How to refinance a mortgage?
Refinancing a mortgage allows you to tap into the equity in the house, benefit from lower rates, shorten your loan term, or remove private mortgage
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Par rate: How to get the lowest mortgage rate?
What is a mortgage par rate? Par rate is a term used to describe the interest rate estimated by an underwriter that the borrower must
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Debt to income ratio (DTI): What is DTI?
What is debt to income ratio? The debt to income ratio or DTI for short is the ratio between your monthly debt expenses and your
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Cash-out refinance: Basics and definition?
What is cash out refinancing? A cash-out refinance is a mortgage refinance that results in more money than the current mortgage balance where homeowners pocket
Cash-out refinance: Basics and definition? Read More »
What happens to credit card debt after death?
It is possible that you will not pay off your credit card debt in your lifetime. When you die, however, your debt will not die
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