What happens if you don’t pay your mortgage?
In nutshell – If you don’t pay your mortgage or miss a mortgage payment, you will be in default, then foreclosure after 120 days. You […]
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Credit
Will my credit score go up if my student loan is forgiven?
Student loan forgiveness programs offer great financial relief, especially when struggling financially. But before you celebrate, you need to know the impact of student loan
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Will my credit score go down when I apply for a credit card?
Your credit score might decrease when you apply for a credit card. Every time you apply for a credit card, the card issuers view your
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Does closing a credit card hurt your credit score?
Yes, closing a credit card can hurt your credit. If you have a credit card you are not using, it is a good idea to
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How to use a credit card grace period to your advantage
The credit card grace period let you make purchases without paying interest, fees, or charges on your balance. This period also allows you to enjoy
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Will my credit score go up when I pay off my credit card?
When you pay off your credit card, your credit score usually increases. This is because paying off your credit card automatically lowers your credit utilization,
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What should you do when you get denied credit?
When you get denied credit, the best course of action is to evaluate and fix the problems that led to a denial of your credit
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How can using a credit card affect your credit score in a good way?
Using a credit card can help you improve your credit score and build your credit history. Paying your credit card balances on time each month
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How to avoid credit card debt?
Although it is easy to qualify for credit cards, the risk of accumulating credit card debts is high. Millions of people are struggling with credit
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Best loans for building credit when you have bad credit or are new to credit
Having good credit is essential when it comes to borrowing money. Lenders prefer to extend lines of credit to borrowers with established credit over those
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