The amount you can borrow with a personal loan largely depends on your creditworthiness, which is mainly determined by your credit score, income, and DTI […]
How much can I borrow with a personal loan? Read More »
If you have too much debt such as credit card debt, mortgages, car loans, and student loans, you might be wondering which debt you should
Which debt should you pay off first? Read More »
Carrying too much debt is one of the biggest reasons many people live paycheck to paycheck their entire lives and lose all the chances to
10 tips to become debt free on a low income? Read More »
Being debt-free does not happen by accident. Debt-free people have a set of habits they follow and every financial decision they make aligns with these
12 habits of debt free people you can copy Read More »
If you have a credit card balance, you might be wondering if you can pay off that balance using another credit card. While it could
Can you pay a credit card balance with a credit card? Read More »
If someone won’t pay you back the money especially your friend, you can either wait for them to pay you back when they can, take
What to do if someone won’t pay you back? Read More »
Lending money to a friend may seem like an act of kindness, but it comes with risks and potential pitfalls. When you lend money to
7 reasons you should never lend money to a friend Read More »
If you are currently paying a higher rate, you can request a lower interest rate on a credit card with your card company. To negotiate
How to request a lower interest rate on a credit card? Read More »
The annual percentage rates or APRs on credit cards are some of the highest in the lending industry due to the lack of collateral. With
How does APR on credit cards work? Read More »
The biggest difference between secured and unsecured credit cards is that secured credit cards require a security deposit to open an account while unsecured credit
What is the difference between secured and unsecured credit cards? Read More »