Soft inquiries, also known as soft pulls, are checks into your credit report that do not affect your credit score. Companies might use soft inquiries […]
What is a soft inquiry on credit report and how to remove them? Read More »
Getting a personal loan is a fast way to access cash especially when facing emergencies like a home repair, an expensive medical bill, or wanting
How to get a personal loan in 8 steps Read More »
If you have credit card debt, paying it off fast will be a great financial decision and the first step in taking control of your
How to get out of credit card debt fast? Read More »
A cosigner is a person who agrees to be responsible for someone else’s debt in case the primary borrower fails to pay it off. As
What is a cosigner for a loan: Pros and cons of cosigning loans? Read More »
Picking the right credit card can be a big challenge especially if you never had a credit account. Generally, the interest rate is the most
Which item is important to consider when selecting a credit card? Read More »
Lenders use your credit score to determine if you qualify for business services such as loans, credit cards, and mortgages. Some employers might also consider
Can you be denied a job because of bad credit? Read More »
If you are facing financial hardships, getting a personal loan can help to ease the pain. Loans can be good options under several circumstances especially
When are loans good options to use? Read More »
Yes, an 800 credit score is considered an excellent score as it shows lenders that you are a reliable borrower with a history of paying
Is 800 credit score good: How to make the most of it? Read More »
If you are looking for ways to reduce your total loan cost, you have to consider the interest rate and APR. The interest rate is
How can you reduce your total loan cost? Read More »
The factor that has the biggest impact on credit score is payment history. This factor alone accounts for about 35% of the total FICO score
What factor has the biggest impact on credit score? Read More »